Toss aside the coin
jar on your dresser—
Acorns can do better
by rounding up purchases from your
linked debit and credit cards to the
nearest dollar and investing the
Forget about poring
over various stock
funds. This app’s
robo-adviser finds the best mix of
funds that match your goals for your
investment account, Roth IRA, or
Stock Twits is like social media for stocks.
Learn what other
investors and analysts are saying
about the stocks you own, those
you’re hoping to sell, and the ones
you should buy.
APPS FOR MANAGING YOUR MONEY
Mint remains the king
of budgeting apps. You
can find out where
your money is going, pay bills, check
your credit score, and use a myriad
of other built-in financial tools.
Simple is a
pletely free app that
allows you to pay bills, manage your
finances, monitor spending, and
stay within your means so you can
save for the future.
Tired of budgeting with
your calculator? Level
Money reviews your
income and spending habits, then cal-
culates what you should be spending
every day to keep you on track.
GoodBudget is a
great tool for family
members who want
to create a joint budget, allowing
you to track spending amounts for
various categories, such as grocer-
ies, clothes, and entertainment.
This manual-entry expense tracker lets you
scan receipts straight
from the app, analyze your spending
habits, set a budget for yourself, and
calculate your savings goals.
You no longer have to
keep an eagle eye on
your credit report, be-
cause this app will do it for you. You’ll
be notified of any changes, and you
can dispute errors from the app.
Hailed as a tool to
quickly get out of debt,
YNAB (short for You
Need a Budget) helps you save more
money and stop living paycheck to
paycheck by keeping you accountable.
Did You Know?
Americans Save 5. 6 Percent
The average household savings
rate in the United States is 5. 6
percent. While that rate falls
short of the 10 percent most
experts recommend, it’s an improvement over the 1. 9 percent
savings rate recorded in 2005.
Source: US Department of
BY MARINA MENDEZ